We are committed to provide strategic financial support for scaling up and expansion of Bumiputera companies through the TERAJU Program.
| Overview |
Details |
| Target Market/ Customer |
Bumiputera companies (SMEs and non-SMEs) |
| Features/ Benefits |
- Financing rate as low as from 3.75 % per annum.
- Simplified process with swift approval.
- No Collateral is required.
- Maximum up to 8 years payment period.
|
| Eligibility Criteria |
- Minimum of 51% Bumiputera shareholding in the Bumiputera company.
- Bumiputera status verified by the Ministry of Finance or equivalent (if applicable).
- CEO/ Managing Director/ Majority of the company's top management are Bumiputera.
- Companies must be incorporated in Malaysia under the Companies Act 2016.
- Not Sole proprietorship companies ("Enterprise"), conglomerates, Publicly Listed Companies, and their subsidiaries, Government-Linked Companies ("GLC") and Government-Linked Investment Companies ("GLIC") and their subsidiaries, state government-linked companies and their subsidiaries, cooperatives, foundations, associations, and organizations.
|
| Type of Facility |
- Term Financing-i
- Cash Line-i
- Revolving Credit-i
- Trade Facilities (LC-i/ TWCF/ BG-i)
|
| Purpose of Financing |
- Working Capital
- Assets Acquisition/ CAPEX
- Contract Financing
|
| Financing Limit |
Up to RM10.0 million per company. |
| Financing Tenure |
Up to 8 years (inclusive a grace period of up to 12 months). |
| Profit Rate |
Affordable financing rate as low as 3.75% |
| Collateral/ Security |
- Up to 20% financing facility guarantee to be provided by TERAJU
- Other guarantee institution(s)
|
Contact Us
For further information or to check eligibility, business owners are encouraged to:
- Visit the nearest MBSB Bank branch nationwide.
- Contact your dedicated Relationship Manager.
- Submit enquiries via email at commercialbanking@mbsbbank.com.
