M Journey mobile application provides ease of banking services at your fingertips
Services Offered
| Access Using Biometric Only | Access Using Username and Password |
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Provides various security features such as:
- The mobile device can only be tied to your M Journey Individual Online Banking access (i.e. username(s)).
- Access to banking services is protected by a secured login procedure using security image and phrase to ensure app is connected to the official MBSB Bank site.
- Only 1 login session is allowed per M Journey Individual Online Banking access (i.e. specific username & password). If the same M Journey Individual Online Banking access is used to login from another device, the current session will be terminated when trying to perform a monetary transaction.
- Sensitive data such as password or transaction information will be transmitted on public network through secured protocols SSL, TLS and HTTPS.
What is the minimum mobile device requirement to use the app?
- The mobile device must not be jailbroken or rooted.
- Stable internet connection.
- The supported mobile platform and version are as follows:
| iOS | Android |
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| iOS version 15 and above | Android version 11 and above |
Services/Functions Not Available To Customer During Night Mode:
The following are the services/functions not available during night mode (start time of night mode is 12.00am and end time of night mode is 5.00am) for M JOURNEY Online Banking customer:-
I. Financing Payment
II. Term Deposit-i (TD-i) Placement and Withdrawal
III. Term Investment Account-i (TIA-i) Placement and Withdrawal
IV. Transaction History for Current, Savings and Financing Accounts
DuitNow Services
- DuitNow Transfer
- How To Register Your DuitNow ID (Learn More)
- DuitNow QR
- DuitNow Request
Financial Process Exchange (FPX)
- What is FPX
FPX (Financial Process Exchange) is a payment channel that allows you to make payment via online real-time through your current or savings account. All you need is an Internet banking account with any of FPX participating banks. It is simple, convenient and secure. - FPX Frequently Asked Question (FAQ)
Frequently Asked Question
Download MBSB Bank M Journey Mobile Application
Services Operating Hours, Limits, Fees & Charges
Description |
M Journey Mobile App (MB) |
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| A. INTRABANK (Within MBSB Bank) | ||||||||||||||||||||||||||
| Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
| Daily Transaction Limit (RM per account per day) | Resident
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Non-Resident
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| Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
| Future-Dated Payments | YES | |||||||||||||||||||||||||
| Operating Hours | 24/7 | |||||||||||||||||||||||||
| Crediting Time | Business Day: Immediate Non-Business Day: Immediate |
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| Refund Time for Unsuccessful Transaction | NA | |||||||||||||||||||||||||
| B. INTERBANK GIRO (IBG) (To Other Banks Within Malaysia) | ||||||||||||||||||||||||||
| Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
| Daily Transaction Limit (RM per account per day) | Resident
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Non-Resident
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| Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
| Future-Dated Payments | YES | |||||||||||||||||||||||||
| Operating Hours | 24/7 | |||||||||||||||||||||||||
| Crediting Time |
*Note: If the future dated payment falls on non-business day, it will be processed on the next business day. |
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| Refund Time for Unsuccessful Transaction |
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| C. DUITNOW (Pay to Proxy and Pay to Account) | ||||||||||||||||||||||||||
| Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
| Daily Transaction Limit (RM per account per day) | Resident Up to 50,000.00 (combined limit with IBG, Intrabank, IBG and e banking means except ATM/CRM |
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| Non-Resident Up to 10,000.00 of combined limit with IBG, Intrabank, IBG and e banking means except ATM/CRM |
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| Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
| Future-Dated Payments | YES | |||||||||||||||||||||||||
| Operating Hours | 24/7 | |||||||||||||||||||||||||
| Crediting Time | Business Day: Immediate Non-Business Day: Immediate |
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| Refund Time for Unsuccessful Transaction | N/A | |||||||||||||||||||||||||
NOTES:
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LIMITS ARE BASED ON PAYNET’S PREVAILING REGULATIONS, “BNM FEA DEPARTMENT’S DIRECTION TO FINANCIAL INSTITUTIONS (BNM/RH/CIR 000-2)” DOCUMENT ISSUED ON 28/06/2013 AND SUBJECT TO CHANGES.
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FEES AND CHARGES ARE BASED ON “BNM CIRCULAR ON MEASURES TO ACCELERATE THE MIGRATION TO ELECTRONIC PAYMENTS FOR THE BANKING SECTOR” AND SUBJECT TO CHANGES.
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DURING "NIGHT MODE" i.e. BETWEEN 12.00AM TO 5.00AM, THE FOLLOWING TRANSACTIONS CANNOT BE PERFORMED:
M JOURNEY Mobile App (MIB)
Transaction History for Current, Savings & Financing Accounts
Term Deposit-i Placement and Withdrawal
Term Investment Account-i Placement and Withdrawal
Payment for Financing Account
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BUSINESS DAY REFERS TO BUSINESS DAY IN FEDERAL TERRITORY (MONDAY – FRIDAY).
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NON-BUSINESS DAY REFERS TO SATURDAY, SUNDAY AND FEDERAL TERRITORY PUBLIC HOLIDAYS.
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FOC = FREE OF CHARGE