X-Change X-TRA : Golden Opportunity Campaign

Campaign Period

1 December 2024 – 28 February 2025

Unlock the golden opportunity! This campaign is open to new-to-bank Personal Financing-i (PF-i) customers, existing PF-i customers applying for a new PF-i facility, and loyal customers with active PF-i account of five (5) years or longer. It’s time to reap the rewards!

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Discover Profit Rates Designed for Affordability and Flexibility

Achieve your financial goals with our competitive Personal Financing-i packages. Below are the profit rate details:

Package Rate Offered:
New to Bank / Existing Customer / Refinancing SBR + 2.60% p.a.
(equivalent to 2.96% p.a. flat rate at 3 years tenure)

Note:

  • Standardised Base Rate (SBR) is currently at 3.00% p.a.
  • Ceiling Profit Rate is at 15.00% p.a.
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Rewards

Unlock your chance to win Digital Gold Rewards PrimeGold-i with every step you take when you apply for our exclusive Personal Financing-i facility. Hurry, limited quantities available!

Tier Financing Range (RM) Digital Gold Reward Limited Quantity
1 100,000 – 199,999 0.25 gram 300
2 200,000 – 299,999 0.50 gram 390
3 300,000 and above 1.00 gram 480

Refer and Earn!

Introduce your friends (New-to-bank) to this campaign and earn 0.70% incentive rewards!*

* Rewards is based on amount of financing approved and disbursed subject to the case referred is New-to-Bank (NTB) customer only. NTB includes new CIF customers and existing customers of MBSB Bank with no Personal Financing-i only.

Start referring today and enjoy the rewards!

Payment Method

Only through salary deduction via Biro ANGKASA, Accountant General (AG).

Eligibility

  • Open to all Malaysian citizen of at least 19 years old and not exceeding 60 years upon the expiry of the facility or opted retirement age, whichever comes first;
  • Government employees having salary deduction arrangements with the Bank;
  • Must open Current Account-i or Saving Account-i (CASA-i) with the Bank;
  • Must subscribe to Group Credit Family Takaful (GCFT) coverage and other Banca Takaful or Wealth products with the Bank;
  • Eligible for both new and existing MBSB Bank customers;
  • The payment deferment begins in the month of financing is approved.

Documents Download

Terms and Conditions Flyer